Manager Credit Monitoring and Recovery , Exim Bank Tanzania Limited

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PURPOSE OF JOB

• Monitor the performance of the Credit Portfolio and maintain its good quality.

PRINCIPLE ACOUNTABILITIES

• Understand and adhere to the entire standard instructions manual of the credit policy at the bank
• Comply with BOT regulation as provided in the banking and financial Institutions Act on the management of credit risk.
• Manage and control quality of the credit portfolio and efficient recovery on non –performing accounts by following approved policies and procedures.
• Identify early warning signals and take immediate remedial measures to mitigate any risks involved.
• Monitor and follow –up of overdue loan installments, overdrawn accounts, excess over limits and ensure that numbers of overdue outstanding are reduced
• Ensure that all excess over limits and overdues are reported to Management for significant risk to the Bank and make efforts for recovery measures or appropriate action to be taken.
• Ensure all compliances for Credit Risk are reported accurately and within deadlines to Management as well as per directives from the Credit Committee.
• Follow up all classified accounts on which lawsuits have been filed, liaise with lawyers to speed up the recovery.
• Ensure that monthly reports including BOT are prepared and submitted on time to avoid penalties.
• Provide any information required by Management / Credit Committee / Board
• Perform periodic credit reviews
• Handle provisions
• Attend to the various Committee as a member of ALCO Committee Risk Management Committee & EXCO Committees
• Appear in Court
• Perform any other duties assigned

SKILLS

• Graduate in Business Administration, Finance, Accounts or related field
• Knowledge of legal matters
• Relevant experience in credit risk
  Good Analytical skills
  Hard working
  Good decision making skills

Manager Credit Monitoring and Recovery

Exim Bank Tanzania Limited